1964 Dowagiac Mutual Insurance Company 101st Anniversary Calendar

Description

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DESCRIPTION OF ITEM
Dowagiac Mutual Insurance Company
Dowagiac,  Michigan
1964 Thermometer Calendar
"Their 101st Year" in Business.
Small waterfall scene..
Perhaps a picture of Dowagiac Creek???
Plastic Frame
Thermometer Intact
Name does have a brown spot on it from ????
But wording very clear
Picture is very clear and not faded.
Includes full calendar
That has yellowed slightly with age
No cracks that I can find.
I would say for age and the fact that many of these have long
since been destroyed it is in good to very good condition overall
View the pictures as you are buying what you see and pictures,   they tell the best story
on this item.
I left this as is as it has been in a box since the 1960's.
Buyer should take a Q-Tip or ??  and lightly clean it or so I feel.
I did not do this as I did not want to risk damage to it and I had no Q-Tips
PICTURES ARE A PART OF THE DESCRIPTION OF THE ITEM BEING SOLD.
FEEL FREE TO VIEW THEM.
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DEAR BUYERS-PLEASE READ
I will not cancel a listing to sell outside of eBay,  so please do not ask me to.
Do not contact me AFTER A LISTING ends asking to buy it.  If you wish to buy the item bid when listing is active.
I will not change a listing or the type of listing once it is posted [unless "oops" I
accidentally
made an error].
I will not accept emailed offers on any item listed on eBay unless  a "make an offer" button shows on listing.
Why?  I do not feel it is fair to others who may have viewed this item, or are watching an item that is listed.
It is nothing personal.  It is my view of "selling ethic's" on
selling on eBay is all.
Do not assume that if an item does not sell that I will relist it right away,  if at all,  as generally I will not.
THANKS FOR UNDERSTANDING.
========
Details,  Details,  Details!!
I TRY TO KEEP IT REALLY SIMPLE.
ABOUT ME
I AM NOT A RETAIL DEALER OR DEALER OF ANY TYPE.
WHAT I DO IS I HELP FRIENDS SELL THINGS THEY NO LONGER WANT  AT NO COST TO THEM.
I ALSO SELL THINGS OF MY OWN THAT I AM TIRED OF FROM COLLECTIONS OF MINE...
OR WHERE I AM CHANGING ITEMS AROUND ON MY OWN FOR ONE REASON OR ANOTHER.  I AM IN THE PROCESSING OF DOWNSIZING FROM HAVING LIVED IN A LARGE PERIOD VICTORIAN PROPERTY WITH BUILDINGS FOR OVER 40 YEARS,  NOW BEING AN EMPTY NESTER,  INTO A SMALLER HOME TO FREE UP MORE TIME FOR MYSELF AND TO TRAVEL.  SO I WILL BE LISTING MANY ITEMS FOR SALE I NO LONGER WILL HAVE ROOM FOR OR NO LONGER WISH TO KEEP.
IN SHORT I DO THIS FOR FUN & RECREATION AND NOT FOR PROFIT.
I MAKE NO COMMISSIONS ON WHAT I SELL FOR FRIENDS OR OTHERS.
THIS IS NOT A BUSINESS FOR ME.  I DO THIS TO OCCUPY MY SOME OF FREE TIME.
ALL DESCRIPTIONS ARE HONEST AND TO MY BEST ABILITY.  I AM NOT PERFECT BUT TRY TO BE IN DESCRIPTIONS.  USE YOUR OWN JUDGEMENT FROM VIEWING THE PICTURES IN YOUR DECISION TO PURCHASE.   ALL ITEMS ARE SOLD "
AS IS"
AND WITH ALL FAULTS (IF ANY).
CHECK OUT MY REVIEWS.  THEY SPEAK FOR THEMSELVES.
REFUNDS OR RETURNS
Because I Am Generally Selling for Friends or Selling
because
I am a recent "empty nester" [and
downsized by choice to free up time] and I am selling items I no longer have room to keep.......  Sorry but I
do not
accept Refunds or Returns.
PAYMENTS
Payment Due in Full within 3 days of Your Purchase.
If not paid in full in three days I reserve the right to relist the item for sale & file with Ebay that you failed to pay as agreed..
TERMS &
CONDITIONS
When you have bid on any item or "Buy
It Now", you hereby agree you have read all my terms and conditions within this listing and that you understand them and agree to them.   You also agree to
abide by all my selling terms & conditions as listed elsewhere within this listing and agree to
consummate
the sales transaction if you are determined to be the winner.
SHIPPING
The shipping method is noted on the listing itself.
I reserve the right to change this method at the time of shipping to perhaps to a quicker shipping method at no additional expense to you.
You will pay the shipping price noted on the listing regardless and will not pay any addition cost if I want to ship it a faster way then this listing noted.
I do all my shipping labels through eBay.  I do NOT ship using outside shipping label sources.
Per Ebay it is the Buyer's responsibility to make sure their "shipping to" address is correct in the eBay system.                       Buyer's assume all risks with regards to any items purchased by Buyer if the delivery process shows an inaccurate, insufficient or undeliverable address to deliver to.  Refunds will not be issued because the Buyers "shipping to" address ends up being inaccurate,  insufficient or undeliverable... as the responsibility of having a correct address falls on that of the Buyer.
I Have an Excellent Shipping Reputation -  Check my feedback.
I will ship in the USA and Internationally [Unless showing otherwise on the listing] to "Approved" Countries.
(SHIPPING IN THE USA)
Our shipping responsibility ends when the item is shown as being DELIVERED by the shipping carrier to the address the buyer had it shipped to as addressed on the printed eBay label.
(
SHIPPING OUTSIDE THE  USA
)
If our listing shows we are offering shipping outside the USA,  our shipping
responsibility
ends when the item leaves the Continental 48 States of the USA border or once received by Customs [if applicable] whichever comes first.
We are not responsible for any Customs, Document Stamps or Other costs in shipping to Countries outside the USA.  Seller is not held liable for loss, damage or breakage regardless of reason once the item is shown as delivered.
WHAT "LOCAL PICKUP" or "LOCAL PICK UP ONLY"
MEANS
If this is noted under shipping this means that the item is being sold where it is located.  This means you must come here and pick the item up at your expense or you must make arrangements with some third party to pick it up on your behalf and at your expense.  In addition we do not offer any wrapping,  boxing,  shipping or delivery service with "Local Pickup" or "Local Pickup Only".
FEEDBACK
I Gladly Leave Positive "Feed Back" for Positive Transactions.
I Will Leave Positive Feedback "AFTER" the Buyer Has Left Positive Feedback to Me.
Just a Comment on Vintage items
Why?  Because I like old Vintage items.
:0)
VINTAGE, RETRO, ANTIQUE & OLD ITEMS THEY ARE SO COOL
Please remember that Vintage and Antique items will show some wear,  blemishes,  and imperfections that they have acquired though the years.  Old magazines,  books,  publications,  booklets and manuals may come with wear,  age spots & page discoloration.  Some may have a slight age or
other
odor from aging.
It's a natural process.   I collect or have collected many Vintage items over the years and  I personally feel this adds to their character,  charm and shows that the background and history of the pieces as being authentically old and thus making them more in demand,  collectable and desirable to those that enjoy and/or collect them.   Remember that even a vintage item in really good condition is old and it may not function as well as when it was originally made.  Plastic type and other items can change color and/or weaken over time because of light, pollutants, heat, humidity and other items in the air.  So if you intend on using a Vintage item,  please be aware of this,  and be careful.  We can not control how you use them.   They may be more subject to breaking just because of the fact they are old.  Yet other items were made  better back then,  then similar items made today, so you alone have to make your decision to buy and item or not.        With that said when we are selling Vintage & Antique items we are selling them for collectors value,  and likewise if you break an item after it is sold,  this is not our fault,  as vintage and antique items are usually old when we sell them.  We strive to describe the item being sold as honestly as possible.  We are not perfect and if we miss something we apologize in advance and just know it was not intentional.  As with all the items we sell,  we sell these items As IS and with all faults "if any".
Happy Ebaying.